165 Sullivan Drive

Merced, CA
$ 424,900 Beds 4 Baths 2.5 Sq 1,919
Monthly Estimate* How much can I afford?

BACK ON MARKET at no fault of the property! Previous buyer was unable to qualify for the loan assumption. The home was inspected during the transaction and the inspection was exceptionally clean, with only one minor item noted: the downstairs half-bath outlet is not grounded. Here's another chance to take advantage of a rare financing opportunity: qualified buyers may be able to assume the seller's FIXED 2.75% interest rate loan, subject to lender approval and assumption requirements. Compared with current market rates, this could mean significant monthly savings. Built just four years ago and beautifully maintained, this like-new 4-bedroom, 2.5-bath + loft home offers 1,919 sq ft of modern, thoughtfully designed living space. Skip the added costs that can come with new constructionowned solar, window coverings, a finished low-maintenance backyard, and an EV-ready setup are already in place. The open-concept floor plan features spacious living areas and a versatile loft that works beautifully as a home office, media room, playroom, or second living space. Energy-efficient features and owned solar add everyday value, while a second set of laundry hookups in the garage provides additional flexibility. Outside, enjoy a completed, low-maintenance backyard without the added expense or hassle of starting from scratch. Conveniently located near UC Merced, Mercy Medical Center, shopping, dining, and Lake Yosemite. Move-in ready, well maintained, and packed with valuable upgradesplus the potential to assume a 2.75% fixed-rate loan. This one deserves another look!

Active

  • Price
  • $ 424,900
  • City
  • Merced
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MERCED
  • Half Bathrooms
  • 1
  • Area
  • Merced
  • Lot Size
  • 0.0562 Acres
  • Zip
  • 95348
  • Sqr Footage
  • 1,919
  • Year Built
  • 2021
  • Style
  • Single Family Residence
  • MLS#
  • 225141468
Listed By: Rebeca Nava-Gamon with eXp Realty of California Inc.
Data Source: MetroList MLS

Features

General

Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s),Central,MultiZone
Utilities Public,Solar
Roof Composition
Appliances Free Standing Gas Range,Free Standing Refrigerator,Ice Maker,Dishwasher,Disposal,Microwave,Tankless Water Heater
Garage Spaces 2.0
Construction Materials Stucco
Year Built 2021
Electric 220 Volts in Kitchen,220 Volts in Laundry
Stories Count 2
Property Subtype Single Family Residence
County Merced
Property Type Residential
HOA No
Energy Efficient Water Heater
Full Baths 2
Close Price 0.0
Status Active
Directions G St to W Cardella,Shafer,Rutherford,Sullivan.
City Merced
Senior Community Y/N No
High School District Merced Union High
Zoning Description Residential
Open Parking Spaces 0.0
MLS Area 20409
Lot Size Square Feet 2448.0
Carport Spaces 0.0
Home Warranty Y/N No
Property Condition New Construction
Standard Status Active
Middle/Junior School District Merced City
Elementary School District Merced City
Year Built Source Assessor Auto-Fill

Interior Features

Flooring Carpet,Tile
Laundry Features Laundry Closet,Dryer Included,Upper Floor,Washer Included
Total Bedrooms 4
LivingAreaSource Assessor Auto-Fill
Kitchen Features Pantry Closet,Stone Counter
Total Baths 3
1/2 Baths 1
Bedrooms Possible 5
Living Room Features Great Room
Dining Room Features Dining/Living Combo
Primary Bedroom Features Walk-In Closet
RoomBathsOtherFeatures Double Sinks,Tub w/Shower Over

Exterior Features

Parking Features Attached,EV Charging
Lot Features Low Maintenance
Water Source Public
Total Parking 0.0
Foundation Details Slab
Spa No
Lot Size Acres 0.0562
Private Pool No
Lot Size Source Assessor Auto-Fill
Other Equipment Water Filter System
Horse Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lathrop, CA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

11/6/2025 Listed $449,888
1/23/2026 3% - $439,888
4/2/2026 4% - $424,900

Property vs Zip Code Average in 95348

Price
AVG $470K
$420K
Year Built
AVG 2002
2021
Visits
AVG 39
960
Data Provided by Inside Real Estate®

Areas That We Cover

165 Sullivan Drive Merced, CA is a Single Family Home for sale at $424900 with 1919 sqft and a lot size of 0.0562 Acres Acre(s). 165 Sullivan Drive Merced has 4 bedrooms, 2 baths and was built in 2021. The property's zip code is 95348 which is in Merced, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.